Life Advice: The Best Retirement
I saw this great article by Nancy Clanton of The Atlanta Journal-Constitution (article link below) which provides some nifty advice on how to live your best retirement life.
And while I'm not ready to retire yet (maybe 10 years?) I would like to understand the options.
Nancy's Article (her content below):
You’ve waited your whole working life for this moment — retirement.
The transition from the daily grind to the daily afternoon nap is harder for some people than others, however.
That dream you had of sipping piña coladas on the beach might feel more like “What now?” when the time finally arrives, the Mayo Clinic wrote.
Retirement is a time of shifting priorities, and how you spend your newfound free time can make a big difference in your health and quality of life, clinic staff wrote.
Here is Their Advice on How to Make The Most of Your Post-Working Years:
Picture The Life You Want
If you close your eyes and envision your best case scenario for retirement, what do you see? Are you traveling? Staying home with grandchildren? Volunteering around town?
“Taking the time to think about what brings you meaning and purpose gives you a clearer vision of where you will find a good quality of life — and some helpful road markers to know if you are getting closer or further away,” the staff said.
Find a Routine
As many people have discovered during the coronavirus pandemic, having a work routine has been crucial to being productive during lockdown.
“That doesn’t have to mean packing your schedule,” clinic staff said. “Simply slot in a few regular activities that fit with how you want to spend your time.”
Your routine should include a set time to get up each day, they wrote. “Sleep is the foundation for a resilient life, and getting up at the same time each day (within an hour) is a healthy routine to keep — even without a job to report to every day.” (bold: my emphasis).
If you’re used to interacting with people every day, retirement might make you lonely.
A 2018 study noted that loneliness is associated with poor mental health, substance abuse, cognitive impairment and bad physical health, such as hypertension and disruptive sleep.
Before you retire, the Mayo Clinic staff recommends thinking about what social connections you want to keep and what news ones you’d like to make.
You can sign up to safely volunteer in your community or reinvest in your relationship with your spouse. Faith-based communities can also be a good source for social connection.
“Research shows that challenging the brain in new ways can help to keep you mentally sharp," clinic staff wrote. "While you’re working, that often comes with the territory: meeting new people, mastering new skills. But when you retire, you may have to be more proactive.”
You do something as simple as learning a new skill or completing puzzles, but Georgia offers you another option.
An amendment in the Georgia Constitution requires the Board of Regents waive tuition to state-funded colleges for residents 62 and older. The list of schools includes Emory University, Kennesaw State, Georgia Tech, Georgia State, Clayton, DeVry and Chattahoochee Tech, among many others.
Just remember, while tuition is waived, you’ll be responsible for the cost of supplies, shop fees, labs and any other associated investment. Another stipulation: enrollment is determined by space available. Retirees must meet all admission requirements, including submitting high school and college records and on some occasions passing an entrance exam.
- - - I understand Nancy's Picture The Life You Want recommendation perfectly. I mean, if you don't have a vision or goal on how you want to live your retirement, it probably won't happen.
Okay, I admit it. I'm a planner and I LOVE to plan (the hard part is executing the plan)!
And I often tell me kids that not planning is like sleeping inside a canoe and just going downstream. You will end up wherever the river takes you, whether you like it or not.
... They usually respond with: "And what's wrong with that?" (And they're right in some way).
Nancy's second point about Finding a Routine is really good advice I think, because it's comforting to have a routine, and because it is also important to get the right amount - and quality - of sleep each night.
A retired friend told me once that when you retire, your day slips back several hours. For example, she found herself staying up until 1 AM, 2 AM or even 3 AM, and then sleeping in until 10, 11, or 12:00/noon!
That actually sounds nice. There are some really good movies on late at night!
Her third and final point is: Keep Learning.
I was really surprised to see that college tuition could be waved once you reach the age of 62!
That could be a real money saver, and something I would like to take advantage of when I get there.
Of course, one way to encompass all three of Nancy's recommendations is to write your life story. :)
Try out The Life Writer app for free here: https://www.thelifewriter.com/user/login?current=/node
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And Here is Nancy Clanton's Great Article:
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